Property Finance & Property Purchase – Be on top of your game when you apply for a home loan

WHY PAY THE BOND OF YOUR LANDLORD? – SECURE YOUR OWN PROPERTY WITH RENT2BUY

We are excited to share the latest media cover on Rent2buy with you:

Read the article that appeared in Property 24 on 18 March – http://www.property24.com/articles/finance-solutions-for-property-buyers/19535

GET ON TOP OF YOUR GAME
There are 20.1 million credit active consumers in South Africa and the shocking statistics are that almost 49 % of them have debt impairments.

During a workshop with a leading home loan institution we learned some valuable information how credit scores are compiled and we want to share this valuable information with you:

• 35 % of your credit score is made up of your “payment profile” –

o What is a payment profile you may ask?

Your payment profile – is the manner in how you do your regular monthly payments – are you paying all your accounts on time and the full amount required every month? If not so – then you stand the chance of being listed a “slow” payer and then your credit record may show a low score.

“Why do I need a good or a high credit score?” – you may ask – The answer is simple – Every time you apply for credit – the credit provider looks at your credit score and if you have a low credit score – they will either decline your credit application – or load your interest rate – as you may be a risk to them – as you conduct has shown that you do not keep to the payment structure required to pay off your loan.

HOW DO I MAKE SURE THAT MY PAYMENTS ARE MET ON TIME?

Our answer –

• take control of your budget – make use of free budgeting tools – like Mobile2budget. www.mobile2budget.com

• Plan your budget and track each rand that you spend.

• Make sure that you pay all your accounts – earlier rather that one day late.

GET ON TOP – FIND OUT WHAT IS MY CREDIT SCORE?

If you are interested to move forward – please complete the link below “top of your game”

GET ON TOP – HOW TO BUY YOUR FIRST HOME –

WORKSHOPS – HOW TO BUY YOUR FIRST HOME

We have commenced with the 2014 workshops –

HOW TO BUY YOUR OWN HOME – and just completed the first of 3 x workshops and received fantastic feedback from the participants.

If you are interested to attend or find our more – please complete the link below “top of your game”

FOR MORE INFORMATION

For more information – what you require and to get a

My Budget Fitness consultant to contact you – pse provide us with more details – click on http://budgetfitness.maxrover.co.za/top-of-your-game/
– and complete the details.

Education for First-Time Home Owners